Ten Gods reference · 05 of 10

偏财

Indirect Wealth 偏财 in Bazi: Meaning, Rule & Day Master Table

Indirect Wealth 偏财: Day Master controls it, with same polarity. For a Jia 甲 Yang Wood Day Master, it is Wu 戊 Yang Earth; its traditional reading centres on exchange and circulating resources.

piān cái

Indirect Wealth traditionally looks beyond a private holding toward resources that circulate among people. Its interpretive themes include generosity, exchange and engagement with the wider world. A reading can explore the ease of bringing different people or possibilities together, alongside the difficulty of keeping every commitment connected. Its place in the chart helps locate this outward movement.

Phase relation
Day Master controls it
Polarity test
Same polarity
A scholar's relationship chart with a central Day Master tablet and ten paired medallions
A controlled phase in the same polarityThe Day Master remains the reference point.

The two coordinates that produce the name

How Indirect Wealth is calculated

Read Indirect Wealth as a same-polarity controlled relation. The Day Master’s phase restrains the target phase, and placement identifies where that relation appears.

The complete ten-stem mapping

Which target produces Indirect Wealth for every Day Master

Each Day Master has exactly one target stem that produces this name. The phase changes from row to row, but the relationship and polarity rule remain constant.

Day Master and target-stem pairs that calculate as 偏财 Indirect Wealth
Day MasterTarget stemPhase relationPolarity
甲JiaYang Wood戊WuYang EarthDay Master controls itSame polarity
乙YiYin Wood己JiYin EarthDay Master controls itSame polarity
丙BingYang Fire庚GengYang MetalDay Master controls itSame polarity
丁DingYin Fire辛XinYin MetalDay Master controls itSame polarity
戊WuYang Earth壬RenYang WaterDay Master controls itSame polarity
己JiYin Earth癸GuiYin WaterDay Master controls itSame polarity
庚GengYang Metal甲JiaYang WoodDay Master controls itSame polarity
辛XinYin Metal乙YiYin WoodDay Master controls itSame polarity
壬RenYang Water丙BingYang FireDay Master controls itSame polarity
癸GuiYin Water丁DingYin FireDay Master controls itSame polarity

Placement changes the reading scale

Where Indirect Wealth can appear in a chart

The name always comes from the same calculation. What changes is where the target stem is found: on the surface of a natal pillar, inside a branch, or in the stem of a year being compared with the natal chart.

  1. 01 · Visible stems

    On the chart’s surface

    When visible, Indirect Wealth places the controlled phase on the chart’s surface in the year, month or hour stem with polarity matching the Day Master.

    See the four visible pillars →
  2. 02 · Hidden stems

    Inside an Earthly Branch

    When hidden, the controlled stem is carried inside a branch. Its role in the hidden-stem order must stay attached to the label.

    Open the hidden-stem map →
  3. 03 · Annual stem

    Compared year by year

    An annual Indirect Wealth stem is controlled by the natal Day Master and shares its polarity. It describes one exact relation between two stems, not financial results.

    Compare a birth chart with the current year →