Ten Gods reference · 05 of 10
偏财
Indirect Wealth
Indirect Wealth appears when the Day Master controls the target stem and both share a polarity. The controlling cycle selects the wealth pair; matching polarity selects this member.
- Phase relation
- Day Master controls it
- Polarity test
- Same polarity

The two coordinates that produce the name
How Indirect Wealth is calculated
Read Indirect Wealth as a same-polarity controlled relation. The Day Master’s phase restrains the target phase, and placement identifies where that relation appears.
Compare phases
Day Master controls it
This phase relationship selects a pair of Ten Gods names before polarity distinguishes the two members.
Open the five-phase relationships →Compare yin and yang
Same polarity
The target stem has the same polarity as the Day Master, which selects Indirect Wealth.
Open the polarity coordinate →The complete ten-stem mapping
Which target produces Indirect Wealth for every Day Master
Each Day Master has exactly one target stem that produces this name. The phase changes from row to row, but the relationship and polarity rule remain constant.
| Day Master | Target stem | Phase relation | Polarity |
|---|---|---|---|
| 甲JiaYang Wood | 戊WuYang Earth | Day Master controls it | Same polarity |
| 乙YiYin Wood | 己JiYin Earth | Day Master controls it | Same polarity |
| 丙BingYang Fire | 庚GengYang Metal | Day Master controls it | Same polarity |
| 丁DingYin Fire | 辛XinYin Metal | Day Master controls it | Same polarity |
| 戊WuYang Earth | 壬RenYang Water | Day Master controls it | Same polarity |
| 己JiYin Earth | 癸GuiYin Water | Day Master controls it | Same polarity |
| 庚GengYang Metal | 甲JiaYang Wood | Day Master controls it | Same polarity |
| 辛XinYin Metal | 乙YiYin Wood | Day Master controls it | Same polarity |
| 壬RenYang Water | 丙BingYang Fire | Day Master controls it | Same polarity |
| 癸GuiYin Water | 丁DingYin Fire | Day Master controls it | Same polarity |
Placement changes the reading scale
Where Indirect Wealth can appear in a chart
The name always comes from the same calculation. What changes is where the target stem is found: on the surface of a natal pillar, inside a branch, or in the stem of a year being compared with the natal chart.
- 01 · Visible stems
On the chart’s surface
When visible, Indirect Wealth places the controlled phase on the chart’s surface in the year, month or hour stem with polarity matching the Day Master.
See the four visible pillars → - 02 · Hidden stems
Inside an Earthly Branch
When hidden, the controlled stem is carried inside a branch. Its role in the hidden-stem order must stay attached to the label.
Open the hidden-stem map → - 03 · Annual stem
Compared year by year
An annual Indirect Wealth stem is controlled by the natal Day Master and shares its polarity. It describes one exact relation between two stems, not financial results.
Compare a birth chart with the current year →