Ten Gods reference · 06 of 10
正财
Direct Wealth
Direct Wealth appears when the Day Master controls the target stem and their polarities differ. It is the opposite-polarity member of the wealth pair.
- Phase relation
- Day Master controls it
- Polarity test
- Different polarity

The two coordinates that produce the name
How Direct Wealth is calculated
Read Direct Wealth as a different-polarity controlled relation. Its phase movement matches Indirect Wealth; the polarity switch is what changes the name.
Compare phases
Day Master controls it
This phase relationship selects a pair of Ten Gods names before polarity distinguishes the two members.
Open the five-phase relationships →Compare yin and yang
Different polarity
The target stem has the opposite polarity as the Day Master, which selects Direct Wealth.
Open the polarity coordinate →The complete ten-stem mapping
Which target produces Direct Wealth for every Day Master
Each Day Master has exactly one target stem that produces this name. The phase changes from row to row, but the relationship and polarity rule remain constant.
| Day Master | Target stem | Phase relation | Polarity |
|---|---|---|---|
| 甲JiaYang Wood | 己JiYin Earth | Day Master controls it | Different polarity |
| 乙YiYin Wood | 戊WuYang Earth | Day Master controls it | Different polarity |
| 丙BingYang Fire | 辛XinYin Metal | Day Master controls it | Different polarity |
| 丁DingYin Fire | 庚GengYang Metal | Day Master controls it | Different polarity |
| 戊WuYang Earth | 癸GuiYin Water | Day Master controls it | Different polarity |
| 己JiYin Earth | 壬RenYang Water | Day Master controls it | Different polarity |
| 庚GengYang Metal | 乙YiYin Wood | Day Master controls it | Different polarity |
| 辛XinYin Metal | 甲JiaYang Wood | Day Master controls it | Different polarity |
| 壬RenYang Water | 丁DingYin Fire | Day Master controls it | Different polarity |
| 癸GuiYin Water | 丙BingYang Fire | Day Master controls it | Different polarity |
Placement changes the reading scale
Where Direct Wealth can appear in a chart
The name always comes from the same calculation. What changes is where the target stem is found: on the surface of a natal pillar, inside a branch, or in the stem of a year being compared with the natal chart.
- 01 · Visible stems
On the chart’s surface
A visible Direct Wealth stem makes the controlled phase explicit in a pillar while distinguishing it from the Day Master by polarity.
See the four visible pillars → - 02 · Hidden stems
Inside an Earthly Branch
Inside a branch, Direct Wealth identifies an internal stem controlled by the Day Master and opposite in polarity. Its hidden position still matters.
Open the hidden-stem map → - 03 · Annual stem
Compared year by year
As an annual relation, Direct Wealth means the natal Day Master controls the year stem’s phase and the two polarities differ. It is not a promise about income.
Compare a birth chart with the current year →